Seapoint
About us
It is an AI-native financial platform that brings your clients' bookkeeping, reporting, business accounts, payments, payroll and treasury into one place. Rather than asking clients to migrate banks or switch tools, Seapoint connects to the accounts a client already runs through open banking, with 2,000+ banks pre-connected, so there is no migration and the dashboard is live in about 10 minutes.
For accountants, it starts with clean books. AI categorises every transaction across every connected account and learns your coding, and a real-time two-way Xero sync keeps the ledger current, so month-end takes minutes rather than days. Alongside that, reporting gives one live, consolidated view of cash, burn and runway across every account a client holds, updated in real time before the books are even reconciled. You can drill from any headline number down to the category, vendor and transaction behind it, so a burn figure always has an explanation. It is the picture most finance teams rebuild by hand before every board meeting or investor update, kept live instead. It also allows you as a firm to reduce the admin required for each client, so you can take on a larger portfolio.
The rest of the day-to-day runs on Seapoint too. Invoices are captured automatically from Gmail and Outlook, UK and Irish payroll runs in a few clicks, and idle cash can earn up to 3.48% through BlackRock money market funds with same-day liquidity.
Built by operators from Stripe, Tide, Wise, Pleo and Nubank, Seapoint is live across the UK and Ireland with 250+ startups already on the platform. It is free for the first 2 months, then £299 per month on the Growth Plan, billed to the client. We make it easy to bring your clients on board: they'll enjoy a generous discount in their first year, and if you'd prefer to handle billing yourself, we offer bulk licensing paid for directly by your firm.
Come and see Seapoint at the show to find out how we help your startup and scaleup clients take control of their finances, and grow your practice.
Products & services
Seapoint Partner Programme
Become a Seapoint partner. Help your clients and founders take the pain out of finance ops.
Bookkeeping
Invoices and receipts pulled from your clients' emails, matched to transactions, assigned tax codes and synced to Xero.
Invoice Pay
Invoices identified, processed, paid, and booked, without typing a single account number. Connect via email and Xero.
Reporting
All your clients' financial data in one place with connected cashflow analysis and reporting.
Payroll
Upload payroll summaries, review, schedule and pay in one click. Or set up the run for your clients to approve.
Treasury
Earn your clients daily interest on GBP. Same-day access before 10am and no minimum deposit. Generate real returns.
Cards & Expenses
One card per subscription. Total visibility and control. Everything categorised and synced to Xero automatically.
News
How Seapoint Uses AI to Categorise Your Bank Transactions
How Seapoint turns cryptic bank descriptors into clean, categorised transactions — deterministic rules, AI agents, human review, and the accuracy number we actually measure.
We've raised €7.5M to give every startup founder financial clarity from day one
Seapoint is now open to all founders. €7.5M in new funding, 80+ companies running their finances on the platform, and a product built from the ground up to give founders financial clarity.
Your clients' books, always up to date. Without the back-and-forth.
Stop chasing receipts and having to start from scratch every month. Seapoint matches, categorises, and syncs everything automatically.
Most founders know their approximate runway. Few know their actual one.
Most early-stage startups operate across three or four financial tools before hiring someone whose job is to make sense of them. The data exists. A coherent picture of it doesn't.